How to Reverse an MTN Mobile Money Transfer in Ghana: The Ultimate 2025 Guide

Gaptek Zone

April 11, 2025

8
Min Read

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Could you envision living without mobile money services? Even though technology has transformed and simplified dealings, mistakes in transactions can still occur. Therefore, it’s important for you to educate yourself about this topic.

How can one undo an MTN Mobile Money transaction?

if you execute an incorrect transaction.

Key takeaways

  • The MTN mobile money transfer service is among the simplest methods for sending or receiving funds and paying bills in Ghana.
  • You can easily reverse money sent wrongfully by contacting MTN customer care through call or social media.
  • You can choose to go to their office personally and ask for a refund.

How to reverse MTN mobile money transfer in Ghana

MTN Ghana is one of the richest companies in the country. The company offers services to meet the convenience of their customers. These include mobile money reversals.

MTN Mobile Money is a digital mobile service designed for financial transactions. Typically, this offering is facilitated by telecom firms in collaboration with multiple banking institutions.

Bank accounts are linked to the service for accessing subscriber accounts. Multiple guidelines and regulatory measures are utilized within this technology to safeguard customers against fraudulent activities.

If you’ve been pondering how to undo a payment made to another person, worry not. Several methods can help with this, as discussed further down.

Contact MTN Ghana customer service

After noticing that you sent cash to the wrong number, you can make a call to the MTN customer care service requesting your cash back. Follow the steps below to do this.

  • Call 100 within the first 15 days from the day you made the wrong transaction.
  • Select your preferred language.
  • Select

    Mobile Money

    .
  • Select

    Wrongful Mobile Cash Transactions

    .
  • Select

    Speak to an Agent

    .
  • Describe your circumstances to the representative who answers your call and specify the appropriate account where you meant to transfer the funds.
  • Specify the account where you accidentally transferred the funds.
  • Specify the precise sum of money concerned.

After you finish your request, MTN will initiate an investigation and notify the individual involved within 15 days. Should the recipient improperly accept the funds, the sum will be refunded to your account.

Person-to-person transfer

If you find contacting the MTN customer service process to be tedious or sluggish, you have another option. To make the peer-to-peer reversal effective, you need to reach out to the individual who received the unintended funds.

The effectiveness of this approach depends significantly on your ability to persuade the other party to issue a refund based on their principles and ethical standards. Below is a guide for reversing an MTN MoMo transaction:

  • Enter the number where you mistakenly sent the funds via your MoMo transaction message.
  • Contact the individual directly via phone and inform them precisely how much money you transferred as well as the specific account details where you meant for the funds to be deposited. Maintain a composed demeanor throughout your conversation. Avoid displaying anger or hostility towards the recipient so as not to raise concerns about potential fraudulent activity. Keep in mind that there isn’t an official intermediary involved.
  • Politely request them to check their mobile money account to confirm they received your money.
  • Once they confirm that the cash is there, request them to reverse it. You can even offer them a tip from the total amount as an appreciation.
  • If you convince the receiver, they can reverse your money. Note that this is not mandatory on their end.

Using social media

Several social media profiles are maintained by MTN Ghana and remain actively updated. Below is guidance on reversing an MTN mobile money transaction in Ghana through these platforms.

  • Reach out to MTN through their profiles listed below.
  • You could compose a direct message or publish a post and mention them.
  • When using the official social media platforms, reach out to representatives from MTN. Ask them for assistance in recovering your funds.

The following are the authorized social media channels for MTN:


  • Facebook:

    @MTNGhana

  • Twitter:

    @MTNGhana

  • Instagram:

    @mtnghana

  • WhatsApp:

    0554300000/ 0555300000

Going to the closest MTN Ghana branch

An additional option is to go to the closest MTN office to ask for a transaction reversal. Below is the process for reversing an MTN mobile money transfer in Ghana in 2025 through an in-person visit:

  • Go to the closest MTN mobile money agent. Make sure to inform them about the issue within 30 days from when it happened.
  • Provide the precise amount you mistakenly transferred and the ID of the incorrect recipient.
  • Give time for the claim to be examined and confirmed.
  • Once the claim is approved, your cash refund will be started. This typically takes around 15 business days from the date you notify us.
  • Verify a successful mobile money reversal after receiving your refunded amount.

What steps should I follow to convert MTN airtime into mobile money in Ghana?

In addition to reversing cash transactions, you can also undo airtime transfers. To do this via the MTN shortcode, follow these steps:

  • Enter the MTN mobile money reversal code, for instance, *170#.
  • Type 7 to open your mobile money wallet
  • Choose option 5 for reversing airtime.
  • Enter the value of the transaction you wish to reverse.
  • Next, input 1 to start the procedure.
  • A confirmation SMS will be sent to you once the process has been successfully completed.

In case the reversal doesn’t work, go to the closest MTN mobile money agent to check the transaction. You’ll receive necessary help from the appropriate officials. This procedure comes with specific guidelines that have to be followed strictly.

What steps should one follow to undo an incorrect transaction on MTN in Ghana?

You can undo this by submitting a reversal request through the official MTN social media platforms or by contacting the MTN customer service line. Another option is to go to the closest branch for help, or ask the unintended receiver to return the funds to you.

What steps should one follow to undo a transaction at an MTN agent?

To reclaim your funds, you can submit a cancellation request through the customer service counter at the closest physical branch, on social media platforms, or by making a phone call.

What steps should one take to undo a mobile money bundle?

To reclaim your funds, you can submit a reversal request through the customer support counter at the closest physical branch, over social media platforms, or by phone. Alternatively, you may request the unintended receiver to return the amount to you.

How long does it take to reverse funds from MTN?

Approximately 15 days are needed for your claim to be set up and processed. This duration is necessary as the claim must undergo investigation and establishment. In contrast, if you opt for a person-to-person transfer, the process will typically take less time; however, this isn’t always assured.

What steps should be taken to reverse funds transferred to someone who isn’t a MoMo user?

To undo a transfer of funds made to someone who isn’t a MoMo user, contact the MTN customer service line for help. Alternatively, you can go to your closest MTN branch.

What steps should one follow to transfer funds from MTN to Vodafone?

You have the option to reach out to MTN for reversing the transaction back to Vodafone Ghana either by contacting their customer service via phone or through social media platforms. As another approach, you could also get in touch with the individual at Vodafone and ask them for assistance in getting the payment reversed.

What steps should one follow to access funds through MTN Mobile Money?

Below is the process for withdrawing funds from MTN Mobile Money;

  • Locate an MTN Mobile Money vendor
  • Provide the agent with your MTN number along with the amount you wish to withdraw.
  • The agent will begin the withdrawal on their phone.
  • Check your phone for a message asking to confirm.
  • Enter your PIN
  • Get your money

Does MTN do reversals?

Certainly, MTN processes reversals. If you have an incorrect transaction, report it to MTN by contacting customer support through a phone call or by visiting one of their branches to request a reversal. You also have the option to reach out to them using social media platforms.

Every subscriber of MTN needs to know how they can cancel an MTN mobile money transaction. After submitting your request, wait patiently since it may take anywhere from one day to a maximum of fifteen days for the procedure to finalize.


DISCLAIMER:

The content of this article has not been influenced by any external sponsors. Its purpose is solely educational and may not cater to specific situations. This material is not meant as an alternative to specialized professional guidance or assistance and should not be used as the sole basis for making consequential choices. Should you decide to act based on the details provided here, all associated risks and responsibilities will fall entirely on you.

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This objective is achieved via adaptive financial strategies ensuring a fair distribution of essential resources across each educational tier for various segments of the Ghanaian populace.

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